Inherited IRA Strategy

Inherited IRA Strategy

Inherited IRA Strategy Have you received an inherited IRA and are unsure what to do with it? Are you confused? Well, you should be.  The IRS loves confusion and has knocked it out of the park regarding inherited IRAs for beneficiaries. In this article, I want to shed some light on how someone might be […]

Gold and Silver: Incorporating Precious Metals into a Diversified Portfolio

Gold and Silver: Incorporating Precious Metals into a Diversified Portfolio

Gold and Silver: Incorporating Precious Metals into a Diversified Portfolio As astute investment enthusiasts age 50 and above, your primary aim is to diversify your portfolios to minimize risk effectively. One excellent strategy to embrace is incorporating precious metals, primarily gold and silver, into your portfolio. The stability and time-tested reliability of precious metal assets […]

Retirement Plans: Know the Difference

Retirement plans - know the difference

Retirement Plans: Know the Difference When planning for your future financial stability, understanding the nuances of the available retirement plans is quintessential. For most working Americans, three beneficial retirement savings vehicles are SEP (Simplified Employee Pension) plans, SIMPLE (Savings Incentive Match Plan for Employees) IRA plans, and 401k plans. While superficially similar, these three plans […]

Should I Own Gold?

Should I own gold?

Should I Own Gold? Is buying gold or silver a good move for the investor?  Throughout history, precious metals like gold and silver have been considered valuable as the world’s primary currency.  Nations rise and fall, wars are won and lost, and currencies come and go,  but the value of gold and silver remains.   Not only are these […]

Mastering Roth Conversion Strategies: Maximize Your Retirement Savings

Mastering Roth Conversion Strategies: Maximize Your Retirement Savings

Mastering Roth Conversion Strategies: Maximize Your Retirement Savings Planning for retirement involves making crucial financial decisions, and one effective strategy to consider is Roth conversions. By converting your traditional retirement savings into a Roth IRA, you gain the potential to enjoy tax-free withdrawals in retirement. Here are four different Roth conversion strategies that can help […]

What are Income Structured Notes?

What are Income Structured Notes?

Income structured notes are a type of investment product that can provide investors with an opportunity to earn a regular stream of income. These notes are designed to provide investors with a combination of fixed income and equity exposure, making them a popular choice for those looking to diversify their portfolios. Primary features of income […]

Make Retirement Financial Planning a Goal for 2023

Retirement Financial Planning

Make Retirement Financial Planning a Goal for 2023 Retirement financial planning includes several financial strategies, such as investments and savings, that maximize your assets for future use. Do you know what you will need to retire comfortably? The current average monthly Social Security Administration benefit averages $1,200. Is that enough to cover your expenses and […]